actual ☆

« Back to VersTracker

Description:
Privacy-focused app for managing your finances

Type: Cask | Latest Version: 26.5.2@0 | Tracked Since: Dec 17, 2025

Links: Homepage | @actualbudget | formulae.brew.sh

Category: Productivity

Tags: finance budgeting privacy local-first personal-finance budget

Install: brew install --cask actual

About:
Actual is a local-first, privacy-focused financial platform that gives users complete control over their financial data. It operates entirely offline with optional cloud sync using end-to-end encryption, ensuring sensitive financial information never resides on third-party servers. The application features powerful budgeting tools, transaction tracking, and real-time account syncing through bank integration.

Key Features:

Local-first architecture with full offline capability
End-to-end encrypted cloud sync for optional multi-device access
Zero-knowledge design - you own and control your financial data
Advanced budgeting with envelope-style category tracking
Direct bank syncing via bank-sync API integration

Use Cases:

Managing personal finances with complete privacy and data ownership
Budgeting and expense tracking without relying on cloud-based services
Multi-device financial management with encrypted synchronization

Alternatives:

YNAB – YNAB is cloud-only with subscription fees; Actual is local-first with optional self-hosted sync
Gnucash – Gnucash is more complex double-entry accounting; Actual focuses on modern budgeting UX
Banktivity – Banktivity is macOS-only and paid; Actual is cross-platform and open-source

Version History

Detected	Version	Change	Commit
May 8, 2026 9:46pm	26.5.2	VERSION_BUMP	0c8e781b
May 3, 2026 9:41pm	26.5.0	VERSION_BUMP	f6a0f8b3
Apr 5, 2026 6:41pm	26.4.0	VERSION_BUMP	d0261684
Mar 3, 2026 4:11am	26.3.0	VERSION_BUMP	ab4f750f
Feb 22, 2026 6:41pm	26.2.1	VERSION_BUMP	007c9e2d
Feb 2, 2026 3:40pm	26.2.0	VERSION_BUMP	44a37017
Jan 4, 2026 6:40pm	26.1.0	VERSION_BUMP	2eadae55
Aug 2, 2025 6:39pm	25.8.0	VERSION_BUMP	33c344b3